Log in to post comments; dan royer. The most common strategies to consider when retirees decide how and when to claim their Social Security retirement benefits. This calculator isn't free. I’m using the word “calculator” here as a shorthand for tools that attempt to optimize your Social Security benefits. To run your base plan, … This review is focused solely on the Maximize My Social Security app. your own Pins on Pinterest MaxiFi Walkthrough A general overview of MaxiFi Planner. Q: How can my spouse and I make the most of our combined Social Security retirement benefits?. Customer Support. Maximize My Social Security is a tool developed exclusively by Economic Security Planning, Inc. We don't save or store the credit card number you use for purchase. When Should I Take Social Security to Maximize My Benefits? Making the right decisions on our own about which of its twelve benefits to collect and when is virtually impossible. MMSS returned the same filing date (01/2023) for maximum ages 86 & 87 and . Maximize My Social Security helps you decide when and how to collect retiree, spousal, survivor, divorcee, parent, and child benefits to achieve the highest lifetime benefits. (1 months ago) (3 days ago) The Maximized Plan in MaxiFi Planner includes the exact same accurate and comprehensive Social Security optimization we have in our Maximize My Social Security (MMSS) tool. Will I Still Get Social Security Delayed Retirement … Only the Social Security Administration can tell you precisely the benefits to which you will be eligible or are eligible and the amounts you will receive. Only the Social Security Administration can tell you precisely the benefits to which you will be eligible or are eligible and the amounts you will receive. Check ticket status. Thank you much. Bipartisan Budget Act of 2015, Guidance on Deeming Rules, Tax Cuts and Jobs Act of 2017, "I love this program and would not have known about spousal benefits for spouses with young children without it. Find the best strategy to maximize lifetime benefits. . (2 days ago) (4 days ago) The Maximized Plan in MaxiFi Planner includes the exact same accurate and comprehensive Social Security optimization we have in our Maximize My Social Security (MMSS) tool. For example, if postponing Social Security to maximize benefits means you … The founder and president of Economic Security Planning is Laurence Kotlikoff. Comprehensive and Powerful. Maximize My Social Security; MaxiFi Planner; Analyze My Divorce Settlement; Each tool has a unique focus and use case. MaxiFi Planner and its derivative products provide neither economic, financial nor tax advice, which can only be delivered to you by authorized … It also helps you find investment strategies that limit your investment risk. It takes into account the widest variety of household configurations. Our software and services do not include … Can the software's estimates match AnyPIA's estimates if I'm under age 62? ESPlanner software can be downloaded from its website immediately after purchase. Economic Security Planning, Inc. Today’s column addresses questions about how income earned after filing can increase benefit rates, working and the earnings test while collecting a widow’s benefit and whether and how benefits can increase at FRA after withholdings due to the earnings test. But it's complicated. Our software's expert algorithms find your highest Social … MaxiFi Walkthrough. Did you find it helpful? It costs $40 for an annual household license as of 2020. New customers will need to set up an account to access the software. Sorry we couldn't be helpful. Ask Larry about Social Security here. Login Sign up. No. Best Coupon Maximize My Social Security Codes Newnest 2020. Economic Security Planning, Inc. does not provide divorce advice, tax advice, or financial advice. If we were to defer receiving benefits until we reach age 70 our annual … ", The Nation's Leading Social Security Maximization Software. The import will create the family profile and populate it with basic information. ", "I love the detailed yet succinct reports that the program provides for me to present to my clients. MaxiFi Planner and its derivative products are simply tools for helping you think through your economic futures. Results will differ based on your specific case and filing strategy. MaxiFi, Maximize My Social Security, and Analyze My Divorce Settlement are available online through their respective websites. Only the Social Security Administration can tell an individual precisely the benefits to which such individual will be eligible. MaxiFi, MaxiFi Planner, and ESPlanner are registered trademarks of Economic Security Planning, Inc. We use cookies to deliver the best user experience and improve our site. Modified on: Wed, 17 Jun, 2020 at 9:12 PM. No download. Making correct decisions can mean tens of thousands in extra retirement dollars. Maximize My Social Security is a tool developed exclusively by Economic Security Planning, Inc. Have Social Security questions of your own you’d like answered? Is it possible that MaxiFi could recommend a different Social Security claiming strategy than Maximize My Social Security given that MaxiFi is looking at all financial variables and Maximize My Social Security is only looking at maximum lifetime benefits? Even if one spouse never earned income covered by Social Security, he or she may claim benefits based on the other spouse’s record, as long as the other spouse has started claiming benefits. Both programs allow you to see the total lifetime maximized benefits compared to the "what-if" lifetime benefits of Social Security filing dates you specify. Re: Maximize My Social Security (MMSS) I ran six MMSS What-Ifs where I changed just one input: Maximum Age (85,86,87,88,89,90). Best, Larry This review is focused solely on the Maximize My Social Security app. MaxiFi Planner offers the additional context of a full, lifetime financial plan so you can see, and adjust, the real impact on your lifetime living standard. How do I apply for Social Security benefits? Hi, I can't give you a definite answer because the answer to your question depends on a number of different factors, such as which state is paying the workers compensation (WC), and the terms of your WC settlement agreement. MaxiFi Standard also robo-optimizes your plan. My … Will My Recent Income Increase My Social Security … In addition to estimating those benefits, two commercial calculators will optimize your Social … The Social Security benefit estimates produced by MaxiFi Planner are just that -- estimates. Maximize My Social Security; MaxiFi Planner; Analyze My Divorce Settlement; Each tool has a unique focus and use case. For example, what's known as the "recalculation of benefit" occurs when someone is currently receiving benefits but is still working. Maximize My Social Security also provides links to pertinent topics and news with a variety of publications. Why? The core Maximize My Social Security product is an economist-designed application that looks at Social Security rules and regulations and your contributions over time to help you best understand how to withdraw … The Maximized Plan in MaxiFi Planner includes the exact same accurate and comprehensive Social Security optimization we have in our Maximize My Social Security (MMSS) tool. Our MaxiFi Planner products do include Social Security maximization and additional retirement account maximization in addition to base personal financial planning features, though the reports regarding Social Security and filing option information is not as detailed, and the professional version of the product does not include the Longevity and Comparison analysis reports that are available in … MaxiFi was designed to take the guess work out of financial planning. Maximize My Social Security also provides links to pertinent topics and news with a variety of publications. The Maximized Plan in MaxiFi Planner includes the exact same accurate and comprehensive Social Security optimization we have in our Maximize My Social Security (MMSS) tool. Maximize My Social Security software is available online. Can My Earnings After 60 Increase My Social … Discover (and save!) But those just tell you what you ought to get, monthly, depending on when you claim. Your team feels like friends! ", "I really, really like MAXIMIZE MY SOCIAL SECURITY as I was trying to do all of these calculations with a spreadsheet before I found you last year! If I close my comp case will social security lower my payments. Disclaimer: ESPlanner and all other products provided by Economic Security Planning, Inc. (referred to hereafter as "we" or "our") are educational calculators designed to give you some input in mapping out your financial future, but should not be acted upon as a complete financial plan. MMSS returned the same filing date (05/2025) for maximum ages 89 & 90. If you want a comprehensive financial plan with Social Security (and other) optimizations, then MaxiFi Planner may be all you need. The estimates provided here may differ from the correct amounts due to mistakes in our computer code of which we are unaware or because of legislated … MaxiFi Planner does not "estimate" future Social Security benefits: it calculates them. Maximize My Social Security. But . Making the right decisions can increase your Social Security benefits by tens to hundreds of thousands of dollars. Will My Recent Income Increase My Social Security … You can get the best discount of up to 80% off. MaxiFi Standard also robo-optimizes your plan. This calculator isn't free. Yes Together this would equal $47,100 annually or a total of $188,400 by the time we reach age 70. Make sure you have your personal information at your fingertips when you first use this one. Follow these steps: To Import family data from MMSS, you must not yet have a family profile started in MaxiFi. Why does the software show one spouse claiming before their FRA and suspending soon after? MaxiFi, Maximize My Social Security, and Analyze My Divorce Settlement are available online through their respective websites. Importing Social Security History. Enter your search term here... Search Login or Signup to submit a new ticket. It suggests Social Security benefit collection, retirement account benefit withdrawal, and retirement account annuitization strategies to maximize your lifetime spending. A great deal of programming effort has been put into getti... Fri, 19 Jun, 2020 at 6:17 PM. For example, if postponing Social Security to maximize benefits means you … However, because MMSS is a more focused program, it provides a lengthier, more detailed comparison report showing all the Social Security benefit details side-by-side, whereas in MaxiFi Planner the Social Security report is one of many reports but still clearly shows the best SS benefit collection strategy. Handles all Social Security benefits for ALL households, Same powerful features for households and financial advisors, Financial advisors have special custom branded reports, Safe and Secure—NO Social Security numbers or names needed, Your data resides in a secure SSAE 16 Type 2 data center—highest standard available, Social Security Disability Insurance Benefits, Child In-Care Spouse’s Insurance Benefits, New Social Security law and grandfathering rules, Option to suspend and reinstate retirement benefits, RIB LIM on widow(er) benefits when deceased spouse claimed early, Alternate widow(er)’s benefits when the deceased spouse died before age 62. Strategy, one-year license financial advice, including spousal benefits and even more complicated rules those..., depending on when you claim focused solely on the Maximize My Social Security ( other... 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